Fast Cash for Small Merchants

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We accept clients who are 1 year in business, have 4-6 months of bank statements, and have a business credit score below 600.


We have a funding specialist, a loan-risk management team, and a customer service team to satisfy your needs.


After we evaluate your business, you will be able to receive your loans within 24 hours.

About us

We provide creative solutions that gets the attention of our global clients.

Who we are?
Lightspeed is a financial technology company based in New York, NY. We provide financial services for small and medium-sized businesses online in America. We also have a professional team to help solve financial dilemmas in small and medium-sized businesses.

What is our mission?
At Lightspeed, we have professional teams and funding specialists to help you achieve your financial goals. We would like to build a long-term partnership with your business. We believe you grow stronger so that we can grow better. Our mission is to listen carefully to what you need and try the best we can to help solve your problems.